The website recalls that people with relatively low incomes resigned Employee Equity Plans, because paying the full premium is a problem for them. Generally, the basic employee contribution is 2%. compensation. However, few people remember this People with low wages (no more than 120% of the minimum wage) can reduce their wages Your contribution to PPK Only up to 0.5 percent
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See also: PPK after 3 years. “Subsidies and Multiplication of Funds as Part of a Proven Investment Strategy”
You can reduce your contribution to PPK. There is a barrier
then Minimum wage increase from January 1 This limit exceeded 5000 PLN for the first time in the history of the program. PLN total. From January it is 5090.4 PLN, and from July it is 5160 PLN. The website reminds you that in the second half of 2023 it was 4320 PLN in total.
– Earning, for example, PLN 5,000 PLN and reducing the payment to 0.5%, they contribute PLN 25 per month to the PPK, and the employer pays PLN 75 to their PPK account – Oscar Sobolewski, a pension expert from HRK Payroll Consulting, told the website. They will also retain their right to state subsidies.
– I think that many people do not know about this solution and that is why it is not popular. It should be considered whether it is better to withdraw from PPK or take advantage of the reduction of the basic contribution – adds Sobolevsky.
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