Truth is like a zebra – neither black nor white! Each of them is different and depends on your point of view! WIBOR does not comply with EU legislation and the banks know it perfectly! This indicator has nothing to do with the state of the money market, it is an agreement between banks at what theoretical interest they will lend money to each other. However, they will protect their profits and loudly lament the damage done to them, the negative effects it will have on the economy, etc.